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House insurance

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  • Sleep easy knowing your home is protected against a wide range of events.
  • One event, one excess.
  • We can cover your accommodation costs while your house is being repaired or rebuilt.
  • Get a quote in one quick and easy phone call.


Legal Liability Protection

Legal liability cover

Up to $100,000 for your legal liability if an accident happens at your house which causes loss or damage to other people’s property or injury to someone.
Temporary Accommodation

Temporary accommodation cover

Up to $5,000 for temporary accommodation costs.
Keys and lock cover

Keys and locks cover

Up to $250 for replacement keys and locks – with no excess to pay.
One event one excess

One event - one excess

If one event causes you to claim on two or more of your NPI policies, such as your house, contents and vehicle, you will only have to pay one excess.

Optional benefits

Optional Benefit

Earthquake cover

Cover for your house if it’s damaged by earthquake, volcanic eruption, geothermal or hydrothermal activity or tsunami.
Optional Benefit

Gale, windstorm, hurricane, cyclone cover

Provides cover for loss and damage due to gale, windstorm, hurricane or cyclone. (Special conditions apply).
List of Approved Engineers to issue Cyclone Engineers Certificates (PDF, 206kb)
Optional Benefit

Rental cover

Up to $15,000 for loss of rent and up to $1,000 for damage to fixtures and fittings if your house is tenanted.

Important: This is a summary only. For a full outline of the policy terms, conditions and exclusions please read the policy wording (below) and the certificate of insurance.

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Fill out our online form, call us on +684 633 4266, or drop into your local office.

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House insurance full policy document

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