Contents insurance

• Extensive policy that provides a wide range of cover.
• Stolen keys? Put your mind at ease with our keys and locks replacement benefit.
• One event – one excess.
• Get a quote in one quick and easy phone call.

Benefits

	Legal liability cover Up to $100,000 for your legal liability if an accident happens which causes loss or damage to other people’s property or injury to someone.
	Temporary accommodation cover Up to $5,000 for temporary accommodation costs.
	Keys and locks cover Up to $250 for replacement keys and locks – with no excess to pay.
	Frozen food deterioration Up to $500 frozen food deterioration cover.
	One event - one excess If one event causes you to claim on two or more of your NPI policies, such as your house, contents and vehicle, you will only have to pay one excess.

Optional benefits

	Earthquake cover Cover for your contents if damaged by earthquake, volcanic eruption, geothermal or hydrothermal activity or tsunami.
	Gale, windstorm, hurricane, cyclone cover Provides cover for loss and damage due to gale, windstorm, hurricane or cyclone. (Special conditions apply). List of Approved Engineers to issue Cyclone Engineers Certificates (PDF, 206kb)
	Personal effects Covers your personal effects normally worn or carried by you anywhere in American Samoa.
	Jewellery replacement Covers your jewellery (not including watches) for its ‘replacement value’.